Privacy Policy

What this policy covers

This policy explains how Sevak Markossian, a mortgage loan officer licensed under NMLS #524738 and originating through Apex Home Loans (NMLS #380990), handles information submitted through sevak.mortgage.

Information collected

The contact form collects the name, email address, phone number, financing goal and any details you choose to provide. No credit report is pulled and no credit, income or asset documentation is requested through this website.

Standard server logs may record IP address, browser type and pages visited for security and performance purposes.

How information is used

Submitted information is used only to respond to your inquiry, discuss financing options, and — if you choose to proceed — begin a loan application. It is not sold, rented or traded.

Information may be shared with Apex Home Loans and, once you elect to apply, with lenders, credit bureaus and service providers necessary to process your loan, as permitted by law.

No application or commitment

Submitting the contact form does not constitute a loan application and does not create any commitment to lend. Rates, terms and program details on this site are for illustration and are subject to change, credit approval and property qualification.

Communication consent

By submitting the form you agree that Sevak Markossian and Apex Home Loans may contact you by phone, text or email regarding your inquiry. You may opt out at any time by replying STOP to a text, unsubscribing from an email, or writing to the address below.

Data retention and security

Inquiries are retained only as long as needed to respond and to satisfy applicable recordkeeping requirements. Reasonable administrative and technical safeguards are used to protect the information, though no method of transmission over the internet is completely secure.

Your California privacy rights

California residents may request to know what personal information has been collected, request deletion, and request that it not be sold — it is not sold. To exercise these rights, use the contact details below.

Contact

Sevak Markossian · 600 N. Brand Blvd., Suite 230, Glendale, CA 91203
Phone (626) 660-7094 · Email sevak@apexhl.com